> ## Documentation Index
> Fetch the complete documentation index at: https://docs.guito.pt/llms.txt
> Use this file to discover all available pages before exploring further.

# Plans and pricing

> What each guito plan includes.

guito has two plans: the Free plan, to get started, and the Plus plan, which brings your personal finances into one place. Every new account starts with a [14-day Plus trial](/en/account/free-trial), no card required. This page is a reference for what each plan includes and how the pricing works. To upgrade, change, or cancel, see [Manage your subscription](/en/account/manage-subscription).

## What each plan includes

<Tabs>
  <Tab title="Free">
    The Free plan lets you start tracking your net worth with manual entries and data import. It includes:

    * Financial calculators
    * Stocks and ETFs
    * 1 PPR
    * 2 savings certificates
    * 3 assets and valuables
    * Daily quotes
    * 6 months of history
    * Data import
    * AI agent
  </Tab>

  <Tab title="Plus">
    The Plus plan includes everything in the Free plan, plus:

    * PPRs and mutual funds (without the Free plan limit)
    * Your accounts synced automatically (open banking)
    * Loan and credit management
    * Full net-worth history
    * Many more interactions with your financial assistant
    * Access to your finances from Claude and ChatGPT
  </Tab>
</Tabs>

<Info>
  The Plus plan unlocks [automatic sync](/en/features/bank-sync) (open banking) for your accounts. On the Free plan you track your net worth with manual entries and data import.
</Info>

## How pricing works

The Plus plan is billed either monthly or yearly. Yearly billing costs less than paying month to month, and the exact saving for the yearly option is shown at checkout. The amount due is always shown at checkout before you confirm, and you can apply a promo code to your total there.

Payment is by card; subscribing authorizes the recurring charge. The subscription renews automatically at the end of each period, monthly or yearly. The renewal date and amount are shown at checkout and in the **Billing** tab.

|                | Free           | Plus                                 |
| -------------- | -------------- | ------------------------------------ |
| Price          | Free           | Shown at checkout                    |
| Billing period | Not applicable | Monthly or yearly                    |
| Renewal        | Not applicable | Automatic, at the end of each period |
| Payment method | Not applicable | Card                                 |

## After you subscribe

The subscription stays active until the end of each paid period. If you cancel, your account moves to the Free plan only at the end of the period you already paid for, and your data is kept for 30 days so a resubscription within that window restores everything. Reactivating before the period ends keeps your current price and any attached discount; resubscribing after it ends applies the public price in effect at that time.

You also have the statutory 14-day right of withdrawal that applies to distance contracts, under the terms of applicable law.

<Note>
  For the steps to change plans, update your payment method, add your tax ID (NIF), view invoices, cancel, reactivate, or exercise your right of withdrawal, see [Manage your subscription](/en/account/manage-subscription).
</Note>

<CardGroup cols={2}>
  <Card title="Manage your subscription" icon="https://mintcdn.com/guito/Z2-mKthyIORVPFl5/icons/credit-card.svg?fit=max&auto=format&n=Z2-mKthyIORVPFl5&q=85&s=bbd73fbf3ac94fbcfc402633266f1142" href="/en/account/manage-subscription" width="24" height="24" data-path="icons/credit-card.svg">
    Change plans, update billing, view invoices, cancel, or reactivate.
  </Card>

  <Card title="Bank sync" icon="https://mintcdn.com/guito/Z2-mKthyIORVPFl5/icons/cable.svg?fit=max&auto=format&n=Z2-mKthyIORVPFl5&q=85&s=2399c861dd1227ca95e22d6c16cbe093" href="/en/features/bank-sync" width="24" height="24" data-path="icons/cable.svg">
    Connect your accounts with automatic sync, available on the Plus plan.
  </Card>

  <Card title="AI assistant" icon="https://mintcdn.com/guito/Z2-mKthyIORVPFl5/icons/bot.svg?fit=max&auto=format&n=Z2-mKthyIORVPFl5&q=85&s=85408477b801cc545a799f34a6ffc3da" href="/en/features/ai-assistant" width="24" height="24" data-path="icons/bot.svg">
    guito's financial assistant and access to your finances from Claude and ChatGPT.
  </Card>
</CardGroup>