Skip to main content
The Accounts page (/accounts) is where you manage all your accounts in one place. This guide shows you how to add an automatic bank account, create a manual account, reconcile a balance, and remove your data.

​
Account types

Automatic account

Connects to your bank through open banking. Transactions and balances sync on their own.

Manual account

Created by hand, with no bank connection. Ideal for cash, foreign accounts, or unsupported banks.

​
Add an automatic bank account

Automatic sync uses open banking: you authorize read-only access in your own bank’s portal, and guito then imports your transactions and balances.
1

Open the Accounts page

Go to Accounts in the sidebar.
2

Add the account

In the accounts section, click Add account.
3

Choose your bank

Select your bank from the list.
4

Authenticate at your bank

Complete authentication in your bank’s portal with your banking credentials.
5

Authorize access

Authorize read-only access to your account data.
Transactions are synced automatically. During the first sync, guito shows a progress dialog, and the account only becomes visible in the list once its transactions are categorized. When they appear, they already have a name, category, and merchant assigned: there is no “uncategorized” state in the interface.
For the details of how sync, authorization, and connection renewal work, see the bank sync page.

​
Reconnect an expired account

If an account shows a red icon, the connection has expired and needs to be renewed.
1

Open the account

Click the account with the red icon.
2

Follow the steps to reconnect

Complete the reconnection flow to restore syncing.

​
Add a manual account

Manual accounts don’t connect to any bank. They’re useful for physical cash, accounts at banks not supported by open banking, or foreign accounts.
1

Open the Accounts page

Go to Accounts in the sidebar.
2

Add the account

Click Add account.
3

Choose manual entry

In the dialog, select Manual entry.
4

Fill in the details

  • Account name: for example, “Cash at home” or “Safe”.
  • Account type (optional): Checking, Savings, Investment, or Cash.
  • Icon (optional): pick an icon and color to tell the account apart when it has no bank logo.
  • Bank: select from the list or choose “Other bank”.
  • Currency: the account’s currency.
  • Initial balance (optional): the current balance.
5

Create the account

Confirm to create the account.
Manual accounts don’t sync automatically. The balance has to be updated manually, through a balance reconciliation.
The account type (checking, savings, investment, cash) lets you view the list grouped by type: on the Accounts page, choose the By type view. You can also assign a custom icon and color to each account to tell apart several manual accounts that have no logo.

​
Reconcile a balance

A balance reconciliation pins an account’s balance to a specific date. From that date onward, the chart anchors to that value.
1

Open the account

Open the account in Accounts.
2

Start the reconciliation

From the (⋮) menu, choose Reconcile balance, or use the Add button in the Balance reconciliations section.
3

Set the date and amount

Choose the date and the amount, that is, the balance at the end of that day.
4

Save

On saving, the chart anchors to that value from that date onward.
To edit or delete a reconciliation, use the (⋮) menu on its row in the Balance reconciliations section.
Reconciliation is available on both manual and automatic accounts. On an automatic account, it lets you seed the history before the first synced date (instead of a line at €0) or correct a value inferred by the system. It is not available on brokerage accounts, where the cash balance comes from the broker itself.
To understand how balances and history are calculated, and which value takes priority when several land on the same date, see how balances work.

​
Removing data

The accounts page does not include a flow to delete an individual account. To permanently remove all of your data from guito, delete your account.

Bank sync

How open banking, authorization, and connection renewal work.

Transactions

View, categorize, and analyze your accounts’ transactions.

How balances work

The logic behind balances, history, and reconciliations.

Goals

Allocate your account balances to savings goals.