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A scheduled transaction is a movement template you set up once, with the exact amount, frequency, and account, and guito records it on that day, so you don’t have to enter it by hand every month. Unlike a recurring series (which only forecasts a charge), a scheduled transaction actually writes the movement into your account. Find it under Recurring in the sidebar (/recurring).

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What guito does, and doesn’t do

The amount of a scheduled transaction is always what you wrote: guito doesn’t adjust it, doesn’t compare it with what arrives from your bank, and doesn’t warn you if the real amount comes out different. If a loan charges you €150.00 this month and €155.00 next month, the scheduled transaction keeps recording €150.00 until you change the template. Think of it as a reminder that writes itself: useful once you already know the right amount and just want to skip retyping it. When the amount genuinely varies, a scheduled transaction is the wrong tool. Declare a range in the amount instead, and the charge is forecast, and checked against what you entered, rather than recorded: see Recurring movements.
A scheduled transaction doesn’t detect or learn anything about your movements. It records exactly what’s written in the template, nothing more, nothing less.

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Manual accounts only

A scheduled transaction only records movements into a manual account, meaning one without automatic bank sync. If you connect that account to your bank later, the scheduled transaction pauses itself: it stops recording movements while the account is connected, with nothing for you to turn off. If you disconnect the account again, it picks back up from there.
This avoids duplicates: once your bank starts sending the real movements for that account, it no longer makes sense for guito to keep writing its own version of the same payment.

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Creating a scheduled transaction

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From the Recurring page

Click Add and choose the account. Enter the name, the amount, the frequency, the start date, and, if it applies, an end date. On a manual account you also get a Recording question, with two answers: Record automatically, and the movement is written into the account on the right date (which is what makes it a scheduled transaction), or Only count on it, and the movement is merely forecast, to record once it happens. On a bank-linked account the question doesn’t appear, because the bank is what records the movement.
2

From an existing movement

When you record a movement on a manual account, the Repeat field lets you pick the frequency right there, and tells you the date of the first automatic entry before you save. On a movement you already entered, the ⋯ menu has Make recurring, which prefills the amount, account, and category from it.
Next to the amount there’s a second, optional box, up to. Filling it declares a range (€18.00 up to €24.00, for example) and the Recording question goes away: with no exact number to write, there is nothing that could be recorded automatically, and what you get is a forecast.

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Editing, pausing, or deleting

On the Recurring page, the schedule sits among your expenses or income, carrying a Scheduled mark. Click it to open its details. That’s where you’ll find Pause and, under the ⋯ menu, Edit and Delete. Changing the amount doesn’t rewrite movements already recorded, only the ones that come after. Deleting the schedule doesn’t delete the movements it already recorded: they stay in your accounts and your history, they just stop being tied to a template. The same page shows Recorded movements: the list of movements guito has already written from this template. It’s how you confirm the schedule is really doing what it promises.

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Telling a recorded movement apart from one you typed

In your Transactions, a row recorded by a scheduled transaction carries its own mark, different from one entered by hand. Hovering or tapping the mark shows the name of the schedule that created it. Other than that mark, the movement is like any other: you can edit it, categorize it, or delete it without affecting the schedule itself.

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Seeing what it will record next, in the forecast

In Transactions, with the Forecast switch on, each schedule’s next records appear in the list through the end of next month, dimmed and carrying the same mark, and they count toward the period balance. Since guito records them itself on the right date, they have no Record button: there’s nothing to do, and recording one by hand would create a duplicate movement. A schedule that is paused, or on an account you have since connected to your bank, records nothing, so it doesn’t appear in the forecast either.

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How it differs from a recurring series

A scheduled transaction and a recurring series solve different problems: the recurring series forecasts and alerts, the scheduled transaction records. They aren’t the same thing, and they don’t replace each other automatically.
If you already have a recurring series detected for a payment and also create a scheduled transaction for the same amount, you’ll end up with both. The recurring series keeps forecasting the charge without knowing the schedule already recorded it, and it can count the same amount twice in your forecast balance. Pick only one way to track each payment.

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Frequently asked questions

Check that the linked account is still without automatic bank sync: if you connected it in the meantime, the schedule pauses itself while the account is connected. Also check that you haven’t paused it manually or that it hasn’t passed its end date.
The picker shows all your accounts, but only a manual one produces a scheduled transaction. Pick a bank-linked account and guito creates a recurring series that only tracks the movement, because the bank is what records it.
No. The movements it already recorded stay in your accounts, they just stop being tied to a schedule.

Recurring movements

Forecasts and alerts for charges guito detects or you track, without recording them for you.

Transactions and cash flow

Where movements recorded by scheduled transactions appear day to day.