Recurring movements

The Recurring section gathers everything that repeats at regular intervals: subscriptions, rent, salaries, and other fixed expenses and income. guito detects these series in your real movements, projects the upcoming charges into your cash flow, and can alert you when an expected payment doesn’t show up. A recurring series is a forecast, not an entry: it shows what’s coming, but never writes anything into your accounts. If you’d rather the movement were written automatically, create a scheduled transaction instead.

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Where to find it

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How recurring series appear

A recurring series can be created in two ways: detected by guito or added by you.

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Detected by guito

guito regularly scans your real movements for charges that repeat with a consistent amount and rhythm. When it finds candidates, it shows a card at the top of the Recurring page (“We found recurring charges in your movements”) with the suggestions:

• Confirm adds the suggestion to your recurring series, already linked to the history of charges that produced it.
• Dismiss removes the suggestion. You can undo right away if you change your mind.

When you open a movement that matches a detected pattern, you will also see a Looks recurring suggestion in its details, with the option to confirm it from there.

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Added by you

Use the Add button in the top-right corner and enter the subscription, rent, salary, or other recurring movement you want to track.

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A recurring series never writes a movement

A recurring series, on its own, only produces forecast rows. The real movements in your accounts continue to be the ones that arrive from your bank, the ones you import, and the ones you enter by hand: a recurring series never replaces them. If you want guito to write the movement automatically, without entering it every month, that isn’t what a recurring series does: use a scheduled transaction instead. The two are independent: having both a recurring series and a scheduled transaction for the same payment makes it count twice in your forecast balance, so pick only one way to track each payment. In Transactions, turn on the Forecast toggle to see the charges not yet confirmed through the end of next month, labeled “Predicted”. When the real charge arrives from your bank or is entered by hand, guito automatically links it to the series and the forecast row gives way to the real movement, with no duplicates. A movement booked by a scheduled transaction isn’t linked this way: it lands in the account as a normal movement, just carrying the scheduled mark. Small amount variations (a price increase, for example) are still recognized as the same series.

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A single amount or a range

Not every expense lands on the same number. When you create a recurring series, the Amount field first asks what kind of amount it is: Fixed amount, for rent, the gym or subscriptions, or Range, for electricity, water or groceries. With Fixed amount you enter one number, €750.00. With Range a second box appears and you enter both: €18.00 up to €24.00. A range changes three things:

• It is never recorded automatically. With no exact number to write, the movement always waits for the real charge, even on a manual account. Only a fixed amount lets you choose between the two, under the Recording question (see Scheduled transactions).
• The amount shown is the middle of the range, prefixed with ≈ (for example, ≈ €21.00), so it reads as an estimate rather than a promise. That’s the number counted toward the forecast balance and the monthly equivalent on the series’ details.
• Record asks for the amount. Once the expected date has passed on a manual account, the Record button doesn’t write the middle of the range: it opens a box for what actually left the account.

Declaring a range doesn’t make guito any pickier: a charge that falls outside it is still linked to this series.

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Missed payments: Record or Dismiss

When the expected date passes without a matching charge, the forecast row is flagged as due. On a manual account, that row shows two options:

• Record creates the real movement with the series’ details, so you don’t have to enter it by hand. If you declared a range, the amount is asked for first: type what actually left the account and confirm.
• Dismiss says that movement didn’t happen. The forecast stops appearing and no movement is created. It only affects that cycle: next month is still forecast. An Undo appears right after, in case you didn’t mean it.

On automatically synced accounts neither appears, because the real charge arrives from the bank and is linked automatically; recording it by hand would create a duplicate.

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Charges outside the range

When you declared a range and the real charge comes in above or below it, the movement is still linked to the series. What’s in doubt is the range, not the movement, and that’s what the question under it, in Transactions, offers to settle:

• Update to €18.00–€31.40 widens the range until it covers this charge. The amount shown becomes the middle of the new range.
• Not this one unlinks this movement from the series. It stays in the account like any other, it just leaves the series’ history.
• Just this month keeps the range as it is and stops asking about this movement.

Don’t confuse these with Record and Dismiss from the section above: those answer “did this actually happen?” on a forecast that went unfulfilled. Here the movement happened; what didn’t expect it was the range.

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Missed-payment reminders

If you want to be alerted when an expected payment doesn’t show up in your movements, edit the series and turn on Missed-payment reminders. The alert arrives by email. Reminders are off by default and are configured per series.

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Pausing and inactive series

• Pause: you can pause a series at any time (for example, a subscription you suspended but don’t want to delete) from its details: in the list, click the row and use Pause. Paused series stop counting toward the forecast, and you can resume them whenever you want, in the same place.
• Inactive: when a series stops charging for several consecutive cycles, guito automatically marks it inactive. It stops producing forecasts but keeps its history.
• Where they go: a series that is not charging stays in the list, in the same place, just dimmed, and doesn’t count toward the forecast until it charges again. The reason sits under its name:

When there is a date to give, it appears alongside the reason (“Ended on 30 Jun 2026”, “Starts on 31 Jan 2027”). Series that are charging normally show none of these; the ones guito records carry the Scheduled mark.

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Edit or delete

Click a series to open its details, where you can see its charge history and insights (such as annual cost and lifetime spend), make changes, or delete it. The range is editable here too. The fields open with what you typed (for example, €18.00 up to €24.00) rather than the midpoint: widen it if your bills went up, or tighten it if they settled. To go back to a fixed amount, switch the kind to Fixed amount: the second box disappears and the number left in the first one is what gets saved.

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