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The Transactions page (/transactions) brings every transaction from your connected accounts together in one place. This guide shows you how to view and filter your transactions, rename a merchant, link a transfer between accounts, exclude a transaction from cash flow, analyze your spending, and import transactions from a file.
Transactions come from the accounts you connect through open banking. To get started, connect a bank from the Accounts page. See Bank sync.

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View and filter transactions

Open Transactions in the sidebar to see the full list of transactions across all your connected accounts. Each row shows the merchant logo and name, the category, the source account, the amount and the date. Each transaction arrives with a name, category and merchant already assigned, so you can filter right away. To see one kind of spending, filter the list by category: for example, select Transfers in the category filter to see only movements between your own accounts.
Each transaction shows the calendar day your bank recorded, regardless of your time zone. A user in the Azores, in Lisbon or in Tokyo always sees the same day for the same transaction: the day on the bank statement.
Categorization is automatic, but you can always correct it. If a transaction lands in the wrong category, edit it and guito learns your preference for similar transactions in the future. To understand how this works, see Automatic categorization.

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Rename a merchant

If you would rather see a different name for a merchant (for example, a shorter or clearer one), you can rename it. The change applies to every transaction from that merchant.
1

Open the transaction

In Transactions, click a transaction from the merchant you want to rename.
2

Edit the transaction

From the actions menu (the three-dots icon), choose Edit.
3

Change the merchant name

Change the Merchant field to the name you prefer to see and click Save.
4

Confirm the bulk apply

When guito asks, confirm. The new name applies to all past transactions from the same merchant.
The change is personal: only you see the new name. Other users still see the canonical name (for example, “Continente”).
guito automatically detects transfers between your own accounts and excludes them from your income and expense totals. When the signal is not enough to decide, a suggestion appears in the Overview so you can confirm it with one click. To understand why transfers stay out of the totals, see Transfers. If a transfer is not detected, you can link the two transactions by hand:
1

Open the transfer

Click a transaction that is a transfer between your own accounts.
2

Choose the Transfers category

Edit the category and choose Transfers.
3

Pick the matching pair

guito suggests candidate transactions from the other account. Pick the correct pair.
4

Done

Both transactions are linked and automatically excluded from cash flow.

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Exclude a transaction from cash flow

Sometimes a transaction should not count toward your totals (for example, a one-off entry you do not want reflected in your expenses). You can exclude it without deleting it.
1

Open the details panel

Click the transaction to open the details panel.
2

Open the actions menu

Click the actions menu (the three-dots icon).
3

Exclude it from cash flow

Choose Exclude from cash flow. The transaction stops counting toward income and expense totals, but stays visible in the list.
4

Include it again

To count it again, repeat and choose Include in cash flow.
Excluded transactions show a crossed-out circle icon in the list.

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Analyze your spending

To understand where your money goes, use the AI chat. The assistant analyzes your bank transactions by category and answers questions in natural language. Example questions:
  • “Where do I spend the most money?”
  • “How much did I spend on restaurants this month?”
  • “Are my expenses going up?”
  • “What is my average monthly expense?”
You can filter by period (week, month, quarter, year) or analyze the spending of a specific merchant.
Spending analysis needs bank accounts connected through open banking to have transaction data.

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Import transactions from a file

If you want to bring in transactions from a broker via a CSV file, the import happens on the Investments page, not here. See Import and export data for the step by step.

Automatic categorization

How guito assigns a name, category and merchant to each transaction, and how to correct it.

Cash flow

How guito calculates income, expenses and the sign convention.

Transfers

Why transfers between your own accounts do not count as income or expense.

Bank sync

How automatic open banking sync works.