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This guide shows you how to record your Portuguese savings certificates (Certificados de Aforro, CA) in guito and track their value alongside your accounts and investments. guito supports Certificados de Aforro indexed to Euribor and organized by series (for example, series D, E, and F).

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Add a certificate

1

Go to Accounts

Open Accounts in the sidebar.
2

Find the Aforro section

Look for the Aforro (savings) section.
3

Click Add

Click the Add button.
4

Fill in the subscription details

  • Subscription date
  • Subscribed amount
  • Series (if applicable)
5

Confirm

Confirm to save.
Alternatively, add the certificate from the unified search under Investments, via the Add option, alongside stocks and crypto.

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Track its value

Once added, guito calculates compound interest based on the official Euribor rates and keeps the estimate current over time. You do not need to update the value manually.

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Record a redemption

To record a redemption, open the certificate and enter the amount to redeem. You can choose which subscription (lot) the amounts are drawn from.
The subscription you pick affects the realized gain, because each lot has different interest and loyalty premiums depending on its age.

Accounts

See all your accounts and the savings section in one place.

Investments

Add stocks, crypto, and certificates from the unified search.