Add a certificate
1
Open Investments
Open Investments in the sidebar and click Add.
2
Search for your certificate
Search for your certificate series in the same search box used for stocks and crypto, then select it.
3
Fill in the subscription details
- Operation: choose Subscribe.
- Date: the subscription date.
- Value: the subscribed amount.
4
Confirm
Click Add transaction to save.
Track its value
Once you’ve added it, guito calculates its value with compound interest based on the official Euribor rates and keeps the estimate current over time. The value shown is net — the 28% withholding tax on interest is already deducted.The Free plan lets you track up to 2 savings certificates. Plus raises the limit to 50.
Record a redemption
To record a redemption, open the certificate and enter the amount to redeem. You have to pick which subscription (lot) the amount comes out of — each redemption is drawn from a single lot.The subscription you pick affects the realized gain, because each lot earns different interest and a different loyalty premium depending on its age.
Related pages
Investments
Add stocks, crypto, and certificates from the unified search.
Quotes and pricing
How a certificate’s value is calculated from Euribor.